Old Mutual – Little Moments, Big Impact
Rules, Terms and Conditions

Old Mutual – Little Moments, Big Impact: Rules, Terms And Conditions

Welcome to the Competitions and Prizes for Radio Competitions T’s and C’s. The below has been created to give every radio listener a fair chance at winning, as well as to abide by South Africa’s Lotteries rules and regulations Act.

These rules apply when Ultimate Media is the proxy on behalf of the radio station and/or client for prize management purposes.

  1. The ‘Promoter’ is OLD MUTUAL SA (“the Promoter”).
  2. The ‘Radio Station’ refers to: METRO FM
  3. The Competition will commence on day, 5 November 2025 and ends on day, 3 December 2025.
  4. This competition is limited to all legal residents and/or legal citizens and/or legal visitors of South Africa who possess a valid identity document, passport, or proof of South African residency and who are over the age of 18 (Eighteen) years.
  5. Employees, directors, prescribed officers, shareholders, members, and partners (and their family members) of the Promoter and Station, the applicable advertising company for the competition or any of their holding or subsidiary companies and their advertising and promotions agencies, are not eligible to participate in this competition. The Promoter and the station reserve the right to disqualify any participant who contravenes this rule.
  6. To enter the OLD MUTUAL competition, listeners need to send the word “OLD MUTUAL” to WhatsApp number 066 050 6830.
  7. Then, follow the prompts for the chance to win.
  8. The radio station and the Promoter will not be held responsible for any SMS charges, data charges, phone costs, or any other costs incurred while participating in this competition.
  9. Once a complete entry has been received (as per the WhatsApp line), the listener will be entered into the draw to win R5000 in cash if selected
    • If the winner is an Old Mutual Rewards member at the time of the lucky draw (which will be checked) , the winner will receive an additional prize of R5000 in Old Mutual Rewards points. The R5000 in Old Mutual Rewards points will be allocated to the winner’s existing Old Mutual Rewards account by no later than 12 December 2025.
    • If the winner is not an Old Mutual Rewards member at the time of the lucky draw, they are not eligible for this additional prize.
  10. Finalists will be chosen according to what has been stipulated by the station online, via on-air promos, communication, and social media posts.
  11. For listeners who use multiple phone numbers/social media accounts to enter a competition – only one entry will be chosen as valid.
  12. On social media – tagging Radio Competitions on entries does not give listeners an advantage of being chosen as finalists or to win.
  13. When chosen as a finalist, listeners will be asked to share their full name, contact details and ID number (this is to ensure that we don’t choose the same person multiple times or disqualify listeners because they have the same name and surname, as well as to enable us to verify if the winner is an Old Mutual Rewards member at the time of the lucky draw).
  14. By participating in this promotion, participants agree that their personal information may be shared with the Radio Station, Promoter and their agents to facilitate prize fulfilment.
  15. A listener who is chosen as a finalist is not given the guarantee of being announced as the winner, because the final decision is made only by the on-air presenters, radio station, or influencer, as specified by the mechanic of the competition).
  16. Should a listener be chosen as a finalist, they will need to have their phones close to them before and during the on-air competition moment/winner announcement time. If the station has not called, then please note that you were not selected as the winner.
  17. Should a listener not be reachable for screening by Radio Competitions/ Radio Station before/during the on-air competition moment or winner announcement time, the next listener will be randomly chosen to take their place.
  18. The listener will only be chosen once as finalists in a competition. Their details will be included in a list that will be sent to the station, who will then choose the winner from the list.
  19. The radio stations decision is final, and no further correspondence will be entered into.
  20. The radio station and the Promoter will not be held liable for entries not received for any reason whatsoever and will not be responsible for network connectivity or hardware issues experienced while participating.
  21. Listeners who win should allow a period of a maximum of 6 weeks to receive their cash prize of R5000.
  22. Failure to claim a prize or a refusal or inability to provide required documentation or comply with any of the competition requirements within 30 (Thirty) days of notification will disqualify the winner and a new winner will be drawn in terms of these rules.
  23. Listeners who have won will be eligible to enter/win the next competition on that radio station after a period of 3 months / 90 days.
  24. Listeners who have won will be eligible to enter/win the next competition after a period of 3 months / 90 days.
  25. Should they enter and win before the 3 months / 90 days is complete, they will forfeit the prize.
  26. The Promoter and Radio Station reserves the right to cancel or amend the competition and these terms and conditions without notice. Any changes to the competition will be notified to entrants as soon as possible by the Radio Station.
  27. The Promoter and Radio Station reserves the right to disqualify any claim if fraud, dishonesty or cheating of any nature is suspected on the part of a participant.
  28. The Promoter and Radio Station has the right in its sole discretion to summarily disqualify a winner who, at any time, does not act in accordance with the spirit of the promotional competition. A disqualified winner shall immediately forfeit their right, title or interest in any prize.
  29. The Radio Station/Radio Competitions will call winners for banking/physical address to send their winnings.
  30. All Radio Competitions platforms shall not be used to discriminate, abuse others or for any fraudulent activity. Should one come across such problems, please kindly contact us via DM or email.
  31. Should anyone be found to have committed the above, they will be blocked from all our online platforms and competitions.
  32. Should that listener be chosen as a finalist or announced as the winner in any of the competitions administered by Radio Competitions, due to the use of a different social media account/phone number, they will be automatically disqualified, and the prize will be awarded to another listener.
  33. By entering this competition, a participant is indicating his/her agreement to be bound by these terms and conditions.
  34. By participating, participants agree to the Promoter & the Radio Stations Terms & Conditions.
Request for banking and/or physical address details:

  1. If a winner has won cash as the prize, they will be requested to provide their banking details, where their prize money can be transferred.
  2. Should a listener not have a banking account, they can use a friend’s or a family member’s banking account.
    • Should the winner choose to use a friend’s or family member’s bank account, they will need to provide proof of account/first page of a banking statement.
  3. Winners will be requested to send their banking/physical address in writing, via SMS, WhatsApp, email, or social media platforms. (This is to avoid capturing the winner’s details incorrectly).
  4. In the event where an extra prize was added for a winner who is a customer or uses a client’s product, the proof of said use or ownership will be required.
  5. If having a bank account or rewards card with the client running the competition is what is required from listeners to win an extra prize:
    • Listeners will be asked to share proof of account using an email or via social media and/or message options.
    • Should the winner provide an incorrect banking/physical address, they will be held liable for the loss of their prize.
    • Radio Competitions/Radio stations, any of our partners or those we work on behalf of, will not be held accountable for any loss of prizes.
  6. Should a listener fail to share their required details within 3 days, their prizes may face a delay in being delivered to them (whether via EFT or physical delivery).