CAPITEC NEW BEGINNINGS
COMPETITION:
RULES, TERMS AND CONDITIONS

1. The ‘Promoter’ is CAPITEC BANK (“the Promoter”).
2. The ‘Radio Station’ refers to: UMHLOBO WENENE FM / LESEDI FM / UKHOZI FM.
3. The Competition will commence on 03/02/2025 and ends on 27/02/2025.
4. This competition is limited to all legal residents and/or legal citizens and/or legal
   visitors of South Africa who possess a valid identity document, passport, or proof of South African residency and who are over the age of 18 (Eighteen) years.
5. Employees, directors, prescribed officers, shareholders, members, and partners (and their family members) of the Promoter and Station, the applicable advertising company for the competition or any of their holding or subsidiary companies and their advertising and promotions agencies, are not eligible to participate in this competition. The Promoter and the station reserve the right to disqualify any participant who contravenes this rule.
6. To enter the CAPITEC NEW BEGINNINGS competition, listeners need to send the word “CAPITEC” to WhatsApp number 066 050 6830.
7. Then, follow the prompts for the chance to win.
8. Entrants have the opportunity to win R5000 on-air by completing their details successfully.
9. If chosen as a finalist, they will be taken to air to win.
10. The competition moment will take place every Thursday for the competition period during the PM Drive show.
11. The finalist will be presented with a scam scenario live radio and will have to answer a question based on the scenario played.
12. Should the finalist answer the question correctly, they will win R5000.
13. Should the finalist answer the question incorrectly, they will not win R5000.
14. On entry, the finalist will also have been given the opportunity to win a bonus R5000
    by answering a weekly question based on a various scam (via the WhatsApp line).
15. Should they have answered the question correctly, they will win an additional R5000 – if they are chosen as the on-air weekly finalist..
16. Weekly finalists will be selected by way of a random draw.
17. Listeners who enter on multiple stations for the same competition will only be chosen for one station.
18. For listeners who use multiple phone numbers/social media accounts to enter a competition – only one entry will be chosen as valid.
19. When chosen as a finalist, listeners will be asked to share their full name, contact details and ID number (this is to ensure that we don’t choose the same person multiple times or disqualify listeners because they have the same name and surname).
20. By participating in this promotion, participants agree that their personal information may be shared with the Radio Station, Promoter, Capitec and their agents to facilitate prize fulfilment.
21. Should a listener not be reachable for screening by Radio Competitions/ Radio Station before/during the on-air competition moment or winner announcement time – the next listener will be randomly chosen to take their place.
22. Should a listener be selected as a winner on two or more stations (in one competition) due to entering on multiple stations or using different accounts/phone numbers, that winner will only be rewarded once from one station. Their other winnings will be forfeit and awarded to other listeners during that specific competition.
23. The listener will only be chosen once as finalists in a competition. Their details will be included in a list that will be sent to the station, who will then choose the winner from the list.
24. The radio stations decision is final.
25. Listeners who win should allow a period of a maximum of 6 weeks to receive their prizes.
    • Prize delivery(hampers) might take up to a maximum period of 8 weeks. • Winners will be updated should there be any unforeseen delays with delivery.
26. Failure to claim a prize or a refusal or inability to provide required documentation or comply with any of the competition requirements within 30 (Thirty) days of notification will disqualify the winner and a new winner will be drawn in terms of these rules.
27. Listeners who have won will be eligible to enter/win the next competition on that radio station after a period of 3 months / 90 days.
28. Listeners who have won will be eligible to enter/win the next competition after a period of 3 months / 90 days.
29. Should they enter and win before the 3 months / 90 days is complete, they will forfeit the prize.
30. The Promoter and Radio Station reserves the right to cancel or amend the competition and these terms and conditions without notice. Any changes to the competition will be notified to entrants as soon as possible by the Radio Station.
31. The Promoter and Radio Station reserves the right to disqualify any claim if fraud, dishonesty or cheating of any nature is suspected on the part of a participant.
32. The Promoter and Radio Station has the right in its sole discretion to summarily disqualify a winner who, at any time, does not act in accordance with the spirit of the promotional competition. A disqualified winner shall immediately forfeit their right, title or interest in any prize.
33. All Radio Competitions platforms shall not be used to discriminate, abuse others or for any fraudulent activity. Should one come across such problems, please kindly contact us via DM or email.
34. Should anyone be found to have committed the above, they will be blocked from all our online platforms and competitions.
35. Should that listener be chosen as a finalist or announced as the winner in any of the competitions administered by Radio Competitions, due to the use of a different social media account/phone number, they will be automatically disqualified, and the prize will be awarded to another listener.
36. By entering this competition, a participant is indicating his/her agreement to be bound by these terms and conditions.
37. By participating, participants agree to the Promoter & the Radio Stations Terms & Conditions.